What kind of insurance do you need? This is a common concern for any entrepreneur who is thinking about starting their own business. The answer to this question can help guide your decision on the right type of insurance to buy. There are a variety of options when it comes to insuring your company’s assets…
Mortgage insurance is an insurance policy that protects a mortgage lender or titleholder if the borrower defaults on payments, passes away, or is otherwise unable to meet the contractual obligations of the mortgage. Mortgage insurance can refer to private mortgage insurance (PMI), qualified mortgage insurance premium (MIP) insurance, or mortgage title insurance. What these have…
Homeowners insurance financially protects some of your most valuable assets: your house, personal belongings and personal finances. Knowing how to buy homeowners insurance with the right coverage for these assets is important. Here are four steps you can take to purchase the best homeowners insurance. Determine What Types of Coverage You Need Homeowners insurance covers…
Here’s how to decide whether adding more accounts to your credit portfolio makes sense and what the benefits will be for doing so. Should you own multiple business credit cards? Just as consumers sometimes need more than one personal credit card to pay for the things they want and to build good credit, small-business owners…
Risk used to be relatively simple. If a local bakery wanted insurance, you would worry about the structure, the location, how it operated and could have a pretty good view of its risk profile. Today that same business is far more complicated and interconnected: Third party Point of Sale systems are used to process transactions…
If you’re buying life insurance, one of your first questions is: How much life insurance do I need? There are multiple ways to calculate the right life insurance coverage amount, but not all methods are optimal. How Much Life Insurance Do You Need? Your savings, debts, income and family situation all play roles in figuring…
