Millionaires make up about 2% of the adult population in the United States, according to a wealth report by Henley & Partners. It’s a select group, overall. For self-made millionaires, it usually takes good money management and smart investing to get there. If you want to get better at investing, it makes sense to learn…
Before making any investment decisions, it is essential to calculate one’s actual financial needs carefully. This involves estimating how much money one would need on a monthly basis to cover all your expenses. When considering investment plans for senior citizens, numerous factors must be taken into account due to the challenges associated with generating a…
Applying for a first-time small business loan can provide the capital needed for a business to grow and thrive. It can give you the runway to build or expand your business without tying up large amounts of business revenue. But before applying, you’ll want to have your business finances to determine funding amounts while considering…
The Aave V3 protocol is approaching $6 billion in loans, and it is a clear indication of the maturity of decentralized finance strategies. The rapid growth of crypto loans is well-documented, as evidenced by their vast quantity. According to the latest industry reports, onchain borrowings exceeded $11 billion, with key players such as Ether.fi and…
I believe that just about every business can benefit from AI by using it to create better products and services, drive efficiency in their operations, or improve customer experience. However, not every AI initiative businesses embark on guarantees good results. In fact, according to research by Harvard Business School, as many as 80 percent of…
Parents are not liable for repaying federal student loans taken out by their child, even though families are required to list both the student’s and parent’s information when filling out the Free Application for Federal Student Aid (FAFSA). However, parents are liable for student loans that they co-sign, including private student loans. There’s also a…
