Having an experienced lawyer or team by your side can make all the difference if and when legal matters arise. But sometimes, finding an attorney can be challenging.

Legal insurance, which provides access to a network of attorneys to assist in navigating legal matters, can help. Let’s discuss what legal insurance is, what it can cover, and how to decide if it’s worth it for you.

What is legal insurance?

Legal insurance, also known as prepaid legal or group legal, offers coverage that grants individuals and families access to a network of qualified attorneys. With legal insurance, participants can receive advice, have attorneys review and draft legal documents, and receive consultation or representation in court — typically at a fraction of the cost associated with hiring a lawyer.

How does legal insurance work?

Legal insurance is often included as part of a workplace benefits package. Employees have the option to enroll in a plan by paying a monthly premium or yearly fee to gain access to the benefits.