Even those who are employed are not paid well to be creditworthy, so what is he saying? How many people in Ghana earn more than Ghc 1,500, how many people in Ghana earn Ghc 3,000? It doesn’t happen so most Ghanaians are not credit worthy and so this is not the time for such a policy,” he said.

Kwaku Manu who was sad at Ghana’s situation and the worrying economic challenges in the country, indicated that people who are seen as successful in families go through struggles and cannot even have fun because everyone in their family depends on them.